Rosid FF: EMI in life Completed FF

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Tejaswi

@teja-rosid

Voyager

Posted: 9 years ago

#71

Nice update di

Now he'll understand the importance of emi

Waiting for nxt update di

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ruhi1985sheetal

@ruhi1985sheetal

Dazzler

+ 8

Posted: 9 years ago

#72

Nice updates dear waiting for nxt

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Shirin

@saadashirin

Navigator

Posted: 9 years ago

#73

Will rajender help Sid...Waiting akka

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Banumathy Prasanna

@banuprasa

Sparkler

Posted: 9 years ago

#74

Part 16

Siddhant collect his courage to face whatever happens and attend the call...

Siddhant: Pappa...

Rajender: Yes Siddhant.. so.. how is things going on...

Siddhant: well pappa...

Rajender: Everything going well..

Siddhant: yes pappa...

Rajender: Siddhant.. then shall i disconnect the line...

Siddhant: pappa.. you called to just enquire in general...

Rajender: Why Siddhant... then what you thought...

Siddhant: No.. just thought may be some important thing you got to discuss...

Rajender: Did you got anything to discuss...

Siddhant: Nothing pappa...

Rajender: Ok.. if nothing is there...

He paused... which made Siddhant to think whether to tell or not...

Rajender: Shall i keep the phone...

Siddhant: Ok...

Rajender: Ok.. then bye...

Siddhant thought he is going to disconnect... he cant wait anymore...

Siddhant: Pappa...

Rajender: Tell me Siddhant...

Siddhant: pappa.. i want some money...

Rajender: Some money.. for what...

Siddhant: For some computer repair work...

Rajender: what about the office cash you have...

Siddhant: Pappa.. actually i dont have any office cash left...

Rajender: But i was sending required money to run the branch from 1st month...

Siddhant: I agree pappa... but i dont have anything left now...

Rajender: Oh.. then you do one thing.. you spend your personal cash & send me the cash book details.. let me check why you went short of cash... then i will send you the money...

Siddhant: pappa.. actually i dont have personal cash too...

Rajender: What???

Siddhant: yes pappa.. actually i was managing with office cash for my personal expenses.. so..

Rajender: Siddhant.. but what happened to the amount i was sending you for personal expenses...

Siddhant: pappa.. actually i used those for credit card payment...

Rajender: Credit card.. you used credit card.. for what...

Siddhant explained whatever happened...

Rajender hear everything patiently...

Rajender: Siddhant.. did you realised the effects of taking such loan...

Siddhant: Very well pappa... but is it wrong to purchase the required items...

Rajender: Siddhant.. you are matured enough & knows everything.. just think... you will yourselves understand... there is nothing wrong to purchase.. but it should be calculated based on the income we get... it should be calculated properly and infact you should try to save some % of income.. what if Roli gets pregnant.. how you will manage additional expenses...

Siddhant: True pappa...

Rajender: There is nothing went wrong.. now i am sending some amount for both office & personal use... do plan properly & i wish you take initiative and get your life back to normal on how you should.. i wish you tell me with pride you are handling both with sufficient funds and show me a positive cash balance too...

Siddhant: Sure will do pappa.. i committed mistake & i will surely rectify my mistake...

Rajender: All the best Siddhant.. i know about you very well & sure you will make it back to success...

Siddhant: Thanks pappa...

Line was disconnected...

Siddhant smiled & started thinking what need to be corrected...

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Banumathy Prasanna

@banuprasa

Sparkler

Posted: 9 years ago

#75

Part 17

Siddhant got the money transfered by Rajender...

Siddhant carried the repair work at office...

He finished the work and went to house...

Roli was sitting little afraid as she was not sure on the effect her call has created...

Roli looked at Siddhant...

Siddhant went near Roli with a smile...

Siddhant: Roli.. what are you looking at me like this...

Roli: Nothing Siddhantji... are you angry with me...

Siddhant: Angry with you.. for what...

Roli:Nothing...

With his smile she can make out nothing serious has happened...

Roli: Siddhantji.. let me bring coffee...

Roli gave coffee to Siddhant...

RoSid had coffee...

Roli went to prepare dinner...

Siddhant took his diary and started noting down what all expenses he is making...

He checked for the budget for the month...

Siddhant realised rent was somewhat major expense for them which is Rs. 25000/- for 2 of them...

Anyway no one yet come to their house too...

Even if someone come.. it is going to be their parents...

Even 2 bedroom with hall & kitchen can solve their requirement...

Now unwantedly so many rooms..

Because of this.. Roli is also finding difficulty to clean and maintain...

Siddhant got determined...

Siddhant approched the broker the next day...

Siddhant went in search of some other house which is 2BHK as they require...

He got a nice house for Rs.10000/-

Siddhant then bring Roli to show the house...

Siddhant: Roli.. how is this house...

Roli: Its beautiful Siddhantji...

Siddhant: Roli.. shall we shift here...

Roli: Of course Siddhantji.. actually i was also finding difficult to clean & maintain that big house..

Siddhant: Then why you didn't tell me...

Roli: When you wanted that house and we stayed.. how can i tell you as a problem...

Siddhant smiled...

RoSid shifted from that old house to the new house seeing some auspicious day...

RoSid set all their things in 1 bedroom and kept the other bedroom empty for usage of someone who come to their house...

Also they set the TV in the hall..

So that it will be available for anyone to see...

Roli set the kitchen beautiful...

RoSid got the things set in their new house...

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Tejaswi

@teja-rosid

Voyager

Posted: 9 years ago

#76

Finally sid understood the value of expenses

Waiting for nxt update

Quote

Banumathy Prasanna

@banuprasa

Sparkler

Posted: 9 years ago

#77

Part 18

Siddhant went to bank...

Siddhant: what happened now...

Officer: Sir we are awaiting approval...

Siddhant; Can you give your approver's contact number.. i will talk to him...

Officer: Sir its not allowed Sir...

Siddhant: Its not allowed.. Strange.. is this way of collecting money with more interest from the customers...

office: Not that Sir...

Siddhant: Just tell me it is possible to convert to emi or not...

Officer: Its not easy sir.. as i said its old transaction...

Siddhant: Ok.. just leave it...

Siddhant just rushed out of the credit card issuing bank...

He went to the bank where his account is there...

He approched the bank manager...

Siddhant: Sir.. i want to take personal loan for Rs. 1 Lakh...

manager: 1 Lakh...

Siddhant: Actually you can check my account sir.. i have made credit card transaction for the items i purchased when setting my house here.. which i want to convert as personal loan.. can you please help me out...

Siddhant was having account since long...

Manager talked to the home branch where Siddhant was having the account...

As his office account was also in the bank.. Manager agreed to issue personal loan...

The formalities were immediately completed and the amount was transfered to his account...

Siddhant went to credit card issuance bank...

he paid the total outstanding amount and surrendered the credit card itself...

The officer who created problem in converting to EMI was sitting speechless...

Siddhant returned home with breathe of relief...

As his monthly payment will be almost half & also in due course principal amount too will be cleared...

Roli: Siddhantji.. what is the matter.. you seems to be so happy...

Siddhant; Roli.. just think your husband getting the things right which was wrong all these days..

Roli: What is right & what is wrong...

Siddhant: I dont want to tell all those to you giving tension.. now it is infact solved.. why to take that tension.. how many days went even romancing with my darling freely without tension.. Today.. i wish to romance to the fullest like the days we were enjoying in bharatwaj house...

Roli smiled...

Roli; Who can hold my Siddhant.. when he wish to romance with his Roli...

Siddhant: What you said.. come again...

Roli blushed and hide her on his shoulder...

Siddhant lift her face and moved towards her lips...

Roli: Siddhantji.. let me prepare dinner...

Siddhant: Hmm.. then like the other day.. i will be helping you in the kitchen.. is it ok...

Roli: Ok & you are welcome...

RoSid went to kitchen...

Siddhant did all mischief while Roli finished preparing dinner...

RoSid had dinner...

Siddhant didn't let her to go to ktichen to finish the cleaning jobs...

Siddhant took Roli on his arms...

Roli: Siddhantji...

Siddhant; Ssshhh... today is not meant for talks...

Siddhant dropped her in the bed and moved towards her...

Roli can understand he got his tension cleared and he is happy...

He wish to share his happiness with her...

Roli with a smile accepted all his love...

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Tejaswi

@teja-rosid

Voyager

Posted: 9 years ago

#78

Nice update di

Now all problems solved

Waiting for nxt update

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Banumathy Prasanna

@banuprasa

Sparkler

Posted: 9 years ago

#79

Part 19

Siddhant set all his expenses in control...

He understood how the expenses are to be handled...

He calculated well what all expenses which need to be done...

What all expenses that can be avoided...

He realised his expenses are almost half than earlier...

Now he was able to even have some amount as savings...

The days were passing...

In few months.. Siddhant checked his bank account...

He was surprised to see got good savings on his account...

Siddhant approched the bank officer...

Siddhant: Sir.. i wish to settle the personal loan which i took from you...

Manager; So soon.. you got money...

Siddhant: Yes Sir.. now i got money in savings itself.. why to have loan when i got savings money...

Manager: That is also right...

Siddhant checked for the outstanding amount & settled the loan...

Siddhant was feeling like on top of the world without any loan...

While his loan was about to ruin his beautiful life...

Siddhant went home with box of sweet...

Roli: Siddhantji.. sweet for what...

Siddhant: Sweet as i settled all my loans today & completely free...

Roli: Oh.. i am happy for you Siddhantji...

Siddhant: happiness should not be shared only in words...

Roli understood what he meant...

Roli cup his face and moved towards his lips...

Siddhant accepted all her love...

In the office...

He started getting new business...

He was able to manage the business as well as able to keep control on everything including expenses...

The business started getting establish and it got good name...

He served his best meeting the customers and understanding their requirements...

The customers were also happy with his approch and gave more business...

Siddhant recruited more staffs and developed the business to great extent...

With his friendly approch his staffs were also cooperating to him and was helping him to the extent possible...

Siddhant was moving towards path of success...

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Tejaswi

@teja-rosid

Voyager

Posted: 9 years ago

#80

Did is on right track

Waiting for nxt update di

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Rosid FF: EMI in life Completed FF - Page 8

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