Rosid FF: EMI in life Completed FF

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nithyaji

@nithyaji

Navigator

Posted: 9 years ago

#61

always u r rock. Waiting for next frnd

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Tejaswi

@teja-rosid

Voyager

Posted: 9 years ago

#62

Super update di

Finally rosid established their home n office

Waiting for nxt update

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Banumathy Prasanna

@banuprasa

Sparkler

Posted: 9 years ago

#63

Part 11

Siddhant set his office with his staffs...

They started their life in the new city...

Weekend...

Siddhant was feeling bored...

Roli was busy in the kitchen...

RoSid had lunch...

By evening...

Siddhant: Roli.. lets go for shopping...

Roli: To buy vegetales right.. i was also thinking of telling you... we can purcahse vegetables for this week...

Siddhant: Not only vegetables Roli.. but also to purchase a TV...

Roli: TV.. oh ok...

Siddhant: yes Roli.. in week days there is no problem for me.. as i go to office.. but in the weekends... i felt bored today when you were busy in the kitchen and i was sitting idle... Then i felt same sort of boring you too might feel in the weekdays too.. so...finally decided to buy TV for us...

Roli:Ok Siddhantji...

RoSid by evening went to shopping...

Siddhant selected a big LED TV...

It was costing much...

Roli: Siddhantji.. why this much big TV for us...

Siddhant: For us means... how many more people you want to see to buy this TV... Roli... we are purcahsing for us and i think it should be best...

Siddhant purchased it...

The LED TV got fixed on their room...

Siddhant was happy...

One day...

Siddhant was watching TV...

But he felt bored as only seen cinema were coming in it...

Then finally he switched off the TV and went in search of Roli in the kitchen...

But he cant see Roli in the kitchen..

Siddhant: Roli.. Roli...

After few minutes...

Siddhant found her washing the clothes behind the house...

She was washing the whole week clothes of Siddhant socking in the detergent...

Siddhant: Roli.. you know i was searching for you...

Roli: Oh.. i completed cooking and came to wash your clothes...

Siddhant: These many!!!

Roli: yes Siddhantji.. daily wear i wash daily when taking bath.. but these Pants & Shirts i sock in soap water for some time brush it and wash it...

Siddhant: Ok...

Siddhant sat there seeing his wife working on his clothes...

Siddhant was feeling bad to see her hardship...

Siddhant: Roli shall i help...

Roli: Siddhantji.. its almost done.. you go and relax yourself.. i will come soon...

Siddhant didn't hear...

he helped her and finally they came finishing the work...

RoSid had lunch and were relaxing...

Siddhant; Roli.. we will go for shopping today...

Roli: Shopping!!! again!!!

Siddhant: yes roli.. i cant see you washing clothes like this. we will buy washing machine...

Roli: But it is nothing Siddhantji..

Siddhant; Dont give excuses... you can wash all these clothes in 1 shot in washing machine easily... why to suffer.. i cant see you like this...

Roli: Siddhantji...

Siddhant: Roli.. i told right.. no excuses... we are going today...

RoSid went for shopping & purchased washing machine...

The credit card liability was increasing to its limits...

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Tejaswi

@teja-rosid

Voyager

Posted: 9 years ago

#64

Nice update di

Waiting for nxt update

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Banumathy Prasanna

@banuprasa

Sparkler

Posted: 9 years ago

#65

Part 12

Next month...

Siddhant paid the rent... electricity...

Then they paid for milk... provisional items for the month...

Siddhant gave some amount to Roli to keep for vegetables & fruits...

Then came the bill of credit card...

Siddhant: OMG... This much is minimum due...

Roli: what happened Siddhantji...

Siddhant was not interested to push his tension to Roli...

Siddhant: Nothing Roli.. just bill came which need to be paid.. nothing else...

Roli: But why you seems to be tensed...

Siddhant: Not tensed dear... i was just checking for amount & due date to pay...

Roli: Ok..

Roli went to prepare food...

Siddhant checked his bank balance...

It was almost same to the amount due as per the bill...

Siddhant was thinking.. OMG if this bill is paid.. then i wont be left with any amount on hands.. then how can i meet expenses of the whole month...

After a while...

Siddhant decided to manage somehow & see...

Siddhant paid the bill before it crosses the due date...

He was left with no money now.. it was just in 100s...

Siddhant went to office...

His father sent the money for office expenses for that month...

he paid the rent for office & salary of the staffs...

Then the other expenses which need to be met in that month...

After that he was left with some money on hand...

Siddhant decided to use that money for his expenses to run that month...

The days were passing...

Next month...

Siddhant was on same situation...

Siddhant looked at the bill...

He can only see the credit of the amount paid by him..

But cant see any major difference in the outstanding amount or payable due amount...

Siddhant paid the amount & decided to run that month like the previous month...

Siddhant reached office...

On that month.. Suddenly his printer got repair...

Some amount was paid for that repair work...

Electricity consumption was more than the previous month...

He can see on that month the left out amount was less than the previous month...

Now Siddhant need to run that month with that left out some amount on hand for both office & house...

Siddhant was little tensed...

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Banumathy Prasanna

@banuprasa

Sparkler

Posted: 9 years ago

#66

Part 13

Next month...

Siddhant looked into the bill...

Siddhant was thinking.. OMG.. this outstanding is reducing very less & the amount payable is just maintained the same.. it seems whatever payment i am making is just interest and the principal amount is the same.. that is the reason...

He realised what is happening...

Siddhant decided to meet the bank and check for the same...

Siddhant went to bank...

Siddhant: Sir.. can you tell me what is the percentage of interest put on these credit card purchases...

Officer informed him the percentages...

Siddhant: OMG.. it seems to be very high.. is there any way to reduce it...

Officer: You might have changed to EMI.. then the interest rate might have got reduced...

Siddhant: Ok.. please do it for me...

Officer: But it was purchase of 3 months back.. give letter.. i will try to help you out...

Siddhant: Ok..

Siddhant gave request letter and went to office...

Siddhant can see the office expenses were more increased...

Siddhant called his accountant...

Siddhant: Can you please tell me why stationary expenses are all increasing every month...

Accountant: Of course i can Sir.. actually our business started and documents preparation and other things happening sir.. that is why we are using stationary and expenses are more Sir...

Siddhant: Oh ok.. but why electricity bill too...

Accountant: We are sitting more time to finish the work for those new business Sir. thats why...

Siddhant: Ok.. you can go...

Siddhant was wondering as the money he hold will be almost spend this month...

Anyway.. he check and found the reason told by accountant was right...

so he got no excuse to deny to spend too...

Siddhant spend the money...

Siddhant put the petrol on left out money and reached home...

He was worried what if some other expenses comes in the month and need to be met...

Siddhant sat in the sofa tensed...

Roli came with a smile holding the coffee...

Siddhant didn't noticed her too...

Roli: Siddhantji...

She called holding his shoulder...

Siddhant opened his eyes and took the coffee...

He had coffee...

Siddhant: Roli.. shall i lay down on your lap..

Roli: Of course Siddhantji.. what is there to ask...

Siddhant lay down on her lap and closed his eyes...

Roli realised he is disturbed...

Roli: Siddhantji.. are you disturbed...

Siddhant: Nothing Roli.. just work tension..

Roli was not interested to ask him anything more...

Siddhant in a while slept on her lap...

But his sleep was disturbed...

Roli can see the difference on the sleep he had when he was tired the other day & now...

He was turning sides and was restless...

Roli caresses his hair...

Roli prayed to God.. whatever be the thing which is disturbing him should be solved...

In that month...

Suddenly Siddhant was in need to spend for office expenses...

While he got no money left with him...

He was feeling bad seeing his position...

But it is relating to business...

He cant deny to spend...

Siddhant withdraw cash available on the credit card upto max cash limit...

He spent the amount to meet the office expense...

Now His card too reached its max limit and it cant be used anymore...

Siddhant was worried...

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Tejaswi

@teja-rosid

Voyager

Posted: 9 years ago

#67

Nice update di

Now how sid will mange his expenses

Waiting for nxt update di

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Banumathy Prasanna

@banuprasa

Sparkler

Posted: 9 years ago

#68

Part 14

Siddhant was not having any money on hand...

He felt very bad...

Roli came to Siddhant with a smile...

Roli: Siddhantji...

Siddhant: hmm...

Roli: Shall we got for shopping today...

Siddhant: Shopping!!! for what???

He was horrified...

Roli: Why are you tensed for just going to shopping.. just to buy vegetables...

Siddhant was feeling bad that he cant tell his wife.. he dont have money to buy vegetables...

That is when Siddhant remembered... he gave money for vegetables to Roli...

Siddhant: Roli.. do you have the money which i gave for vegetables...

Roli: Yes Siddhantji.. i dont have... why are you asking like this...

Siddhant: Nothing Roli.. i can spend even with the money i have.. but its better to spend with the allotted money for that expense right...

Roli: Ok Siddhantji... shall we go...

Siddhant: Yes Roli.. we can go...

RoSid went for shopping...

Roli gave the money to Siddhant which he kept for vegetables...

They finished doing purchases...

Siddhant kept the balance money with him...

RoSid returned home...

Siddhant now got money to put petrol which he got with the balance money after buying vegetables...

Siddhant filled the petrol the next day & reached office...

Next week...

when Roli asked for going for shopping...

Siddhant: Roli.. we are not going out for any shopping...

Roli: Then how can we buy Siddhantji...

Siddhnat: You manage with papads & pickles...

Roli: Papads & pickles the whole week.. how it is possible Siddhantji...

Siddhnat; Roli.. why cant you understand... i told you right.. we need to manage with it...

He told in little high tone...

Roli moved out from there with upset face & tears started scrolling on her cheeks...

Siddhant: OMG.. what i have done.. i hurt my Roli...

Siddhant went to kitchen & found Roli cutting the left out vegetables for preparing dinner...

Siddhant back hug her...

Siddhant: Roli... i am sorry...

Roli: Siddhantji.. what mistake i have done.. i only told to come for buying vegetables right...

Siddhant: I know dear.. i was in some other tension & raised voice to you.. i am really sorry...

Siddhant wipe her tears...

Roli turned towards him and lean on his shoulders and hug tightly...

Siddhant too wrapped his hand around her and hug tightly...

Siddhant decided to come out with some solution for this...

Siddhant went to bank...

Siddhant: Sir.. what happened.. did you changed as per my request...

Officer: We have sent request already sir.. approval will be received by this week.. anyway.. this month bill will be raised as usual.. then may be from next month we can do something...

Siddhant came out without getting the problem sorted with the credit card bill...

Siddhant went to office...

He closed his eyes...

Siddhant was wondering...

What madness i have done...

Unwantedly i spent so much in my card...

Then making more payment to card and unable to spend for basic expenses too...

Over & above after paying this much amount every month...

This outstanding is also not getting reduced...

Shall i ask pappa for more money...

But its not correct...

Then he will feel bad...

He may feel me unfit to run the business & family with the money given...

Siddhant was confused...

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Tejaswi

@teja-rosid

Voyager

Posted: 9 years ago

#69

Poor sid struggling to manage

What he'll di now

Waiting for nxt update

Quote

Banumathy Prasanna

@banuprasa

Sparkler

Posted: 9 years ago

#70

Part 15

Next month...

Siddhant was worried in the initial days itself...

As he knows he cant manage this month...

Something need to be done...

Siddhant paid all the bills and checked the balance in the bank...

Its almost nil...

He was not even left with any money to put petrol to the car...

But he was not interested to push his tension to Roli...

He pretend to be normal in front of Roli...

But Roli can realise some sort of uneasiness on his face...

Siddhant noticed there is no petrol left in the car...

Siddhant got down from the car...

Roli: Siddhantji.. what happened...

Siddhant: Nothing Roli.. some repair in the car.. i will go by auto...

Roli: Repair.. but you did drive the car well yesterday & it was running...

Siddhant: what can be done Roli... now it is having problem... Anyway Bye...

Siddhant went out and catch auto to go to office...

Roli was feeling something fishy...

Roli started thinking whether what is happening is right...

Whether to tell anyone or to keep quiet...

Siddhant reached office in the auto...

He felt bad...

Still managed to staffs telling his car got some repair...

Siddhant spent the money given for office expenses and almost it is also nil...

After couple of days...

Suddenly their computer got repair and some amount need to be spent...

Without which his work was affected...

Now he cant keep quiet...

Siddhant was wondering whether to tell Rajender or not...

Roli at home was thinking even if wish to tell.. but to whom...

Not to her parents as it is matter of her husband and its not correct to disclose it to her parents...

Roli decided to let her in laws knows about it...

But Roli was thinking whether Siddhant will feel bad if he comes to know she has told to her in laws...

Siddhant was opening Rajender number in the mobile.. but was wondeirng whether to call or not...

What will be his reaction if he ask for more money...

But now its not good also keeping the work halt without repariing the computer which was having all the required data...

His staff was waiting for his instruction to proceed with the repair...

Siddhant was thinking deeply closing his eyes...

Roli took the phone...

She called Sujatha...

Roli: Maaji... i got something to tell you...

Sujatha: what it is Roli??? any problem...

Roli: Maaji i dont know maaji...but thought of sharing with you...

Sujatha: what happened Roli.. tell me...

Roli explained Siddhant restlessness to Sujatha...

Roli: Maaji.. dont ask him anything maaji like i have told.. he may not feel good.. i thought of sharing being you are his mother & i cant see him disturbed like this.. we need to do something...

Sujatha: Dont worry Roli... we will handle this...

Roli disconnected the line...

After sometime...

Siddhant phone started rining...

Siddhant who was sitting closing his eyes looked at the phone...

Siddhnat; Pappa...

Siddhant was confused why he is calling himself now...