I totally agree to both your points. Very well Stated.
But irrespective of problems created by self or by others, in real life, one should not behave and react like Simran. Her reactions were/are worse either when self-created or problems created by others
She really does not know how to tackle and react to a problem
She thinks hiding is the best policy
She wants to control things and people around her
She thinks she can totally control everything
She was really behaving bad & kiddish when she was meeting Abhi secretely - hiding from Astha
When Urmila asked about Hotel bill (i think either she had kept abhi or sia) Simran just walked out with a smile on her face saying she has work. That was too bad and Urmila was totaly left out
Lastly who can forget her behaviour when she was in Abhi-Neha's life...crying holding their bedsheets 😡
Anyways these are purely my opinions
😃