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Ragini borrows 35 lakhs from a real estate agent and tells him that she will return the amount within a month. The agent tells her that she will have to pay interests if she fails to do so. Neil sees Ragini with the bag of money and gets surprised. Ragini boards an auto and goes away. Jignesh's parents discuss Neil's failure in keeping his promise. The doorbell rings. Ragini and Pam enter. After taunting Jignesh's parents, Pam gives them the money and asks them to return it to the lenders. Jignesh's father changes his tone and praises Neil for keeping his promise. Ragini tells them that Neil shouldn't know this. Pam taunts Jignesh's mother on her expenses and they leave. Pam expresses her guilt and seeks Ragini's pardon. She regrets wasting 18 years of their lives. Ragini tells her that she shouldn't feel sorry and thanks her for looking after her kids. They indulge in a long conversation, Ragini advises her to forget the past and move on. Ranveer tells Neil that he saw Aarav with the flat's mortgage papers. Those papers had Ragini's signature and she was given 35 lakhs. He's sure that Aarav is doing something wrong. Aagam asks Karan to suggest an idea to solve the problem. Karan proposes his plan. Suhaani tells him that it won't work to which Karan replies that if it won't work, he has alternatives. Ragini enters her home. Neil behaves rudely with her and questions Aarav's whereabouts. Ragini tells him that she isn't aware of it. Neil refuses to trust her and utters that she sacrificed Aarav for her ego. Ragini tells him that he's doubting her without being aware of anything. Pam enters and tells Neil that she went along with Ragini. She asks Ragini why is she tolerating Neil's rude behavior. Ragini asks her to keep quiet but she refuses and reveals to Neil that he's finished in US.
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