DOTW: Meri aawaj ko mil jaye insurance???

kabhi_21 thumbnail
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Posted: 18 years ago
#1

Originally posted by: kabhi_21

Crying hoarse

On collapsing after a performance in Bangalore, Sonu Nigam is upset that there is no insurance policy for singers in India

Posted On Thursday, August 23, 2007

Sonu Nigam went through a grueling time recently when he had a number of concerts lined up in Bangalore and LA. To his horror just before the performance he had severe sore throat and high fever. But he went ahead and performed because he didn't want to disappoint the organisers and his fans. He also collapsed after the performance in Bangalore. The experience has left Sonu to wonder about the lack of insurance policies for singers in India.

A distressed Sonu says, "I think like various other countries,
India also needs to have some insurance policies for singers. I recently realised how deep a problem a singer can get into, if he or she suffers even a minor throat infection. I had concerts lined up in Bangalore, LA, Indian Idol, Star Voice Of India and everything depended on my voice. It's the most important asset I have! If some thing goes wrong with my voice, I'll be on the roads. So when fire, movies, concerts, cars are insured, why not our voice?"

The singer continues, "Abroad, there are celebrities who have gone to the extent of insuring their breasts, eyes, butts, and legs. So why not safeguard the interests of the singers, and the concert's organisers?"

"Even in Dubai one can get their voice insured but not in
India. A few years back the owner of Magnus asked me to insure my voice in Dubai. But I was informed that it was illegal to get it my voice insured outside India," he says.

"You can't imagine the kind of paranoia I went through when I had a bad throat recently. Not just my work, but so many people's money was at stake. And when you know there are thousands waiting outside to hear you, you can't just go with that hoarse voice saying 'Hey, I've got a bad throat but just because you all are waiting, let me sing for you'. It's a nightmare for a singer to be in that situation," adds Sonu.

While sonu sings the song "meri aawaj ko mil jaye insurance here, I came across a few questions:

1. If the voice of a singer shall be insured as it is life for a singer? but we have to see that back pain of wrestler is not insured, the leg injuries of athletes are not insured, the brains of intellectual lawyers, professionals and businessmen is not insured? do you think such policies shall be brought in to insure the physical damage affecting ur earning sources?

2. Even in accidents insurance, if the driver is careless, as per rules of insurance the driver or other travellers dont get compensation because of negligence to see basic safety.... So if a singer sings knowing that he is not well and he may destroy his voice, is it fair to ask insurance compensation??

3. Do you think it is fair to insure the concerts, by insuring the nonperformance on account of bad throat or fever?

You can add up the questions and debate on the issue of insuring of voices.... 👍🏼

Edited by kabhi_21 - 18 years ago

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kabhi_21 thumbnail
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Posted: 18 years ago
#3
okk second link is working now 😳
Anuradha thumbnail
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Posted: 18 years ago
#4
I agree with Sonu.. There should be insurance given for the voice for these singers.. They are doing a great job and as sonu mentioned, (Touchwood) if something happens to their voice at later stages - where will they go for the livelihood??

But yes - not all the singers should be given the insurance.. There should be criteria that they must have sung so many songs and done so many concerts out of India to get the insurance.. Otherwise all the singers will start claiming for the same..
gopalbhai thumbnail
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Posted: 18 years ago
#5

Originally posted by: Anu.Rad

I agree with Sonu.. There should be insurance given for the voice for these singers.. They are doing a great job and as sonu mentioned, (Touchwood) if something happens to their voice at later stages - where will they go for the livelihood??

But yes - not all the singers should be given the insurance.. There should be criteria that they must have sung so many songs and done so many concerts out of India to get the insurance. Otherwise all the singers will start claiming for the same..



The insurance company will see to it that they are insuring the asset that is performing at the time of insurance.
And insurance does not come for free, there will be a premium to pay for it , so not so happening singers will anyway not go for it.
If the vocal chord is insured , that means the singer has to suffer permanent damage to get the full risk amount. I doubt whether this insurance covers cancellation of performance etc due to temporary breakdown.
Anuradha thumbnail
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Posted: 18 years ago
#6

Originally posted by: Jaadoogar

I dont think insurance is required, who told him to sing with throat only... He should try to sing through other part... Ab aaj isne kaha ke throat ka insurance karo kal koi kahega naak ka insurance... Insurance company wale ka dukaanto band ho jayega na..



🤣

I am unable to stop laughing at this comment.. So, true jadoo bhaiyah 😆

realitybites thumbnail
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Posted: 18 years ago
#7

Originally posted by: gopalbhai



The insurance company will see to it that they are insuring the asset that is performing at the time of insurance.
And insurance does not come for free, there will be a premium to pay for it , so not so happening singers will anyway not go for it.
If the vocal chord is insured , that means the singer has to suffer permanent damage to get the full risk amount. I doubt whether this insurance covers cancellation of performance etc due to temporary breakdown.

I agree with you, the premium is usually very high and wonder how many can really afford it. As you rightly pointed out there should be permanent or substantial damage to get the claim which is tough exercise. I doubt if it covers cancellation of contests or failure of album to sell😆 becoz then claiming would be easy. In Europe and US the private album sales are of high volume and then English albums are sold worldwide. Here the Hindi film music sells more than private album.

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