For centuries the way it is structured in India, Parents take care of kids all the way till they graduate and get on their feet, the unspoken expectation the kids(boys and their wives) will take care of their parents when the parents get old. That is the retirement account.
With this generation, kids want more freedom so after they get married so they want to stay free without the responsibilities of the parents.
Parents need to learn the lesson from their kids and think about themselves first and plan for their old age, just like the kids want to think first about themselves đ
Let the kids fend for themselves right after the age of 15 pay for atleast one of the following education/clothing and food
This is what was trying to come to... đđ 1. Better for youth to jump in the water at the earliest to equip/ experience coming challenges and tough life ahead. 2. Dejection that parents get from kids commitments towards thier own family then them, will be minimized. No dependance by saving will be like a boon at the older age.