First things first, my post is not my perception but data based on my observations over the seasons... so those who have not watched early seasons, please refrain from objecting.
Shamita was fully accurate in saying Jay wasted 25l prize money from others, only Jay ... nobody else.
Losing prize money task comes every season & people can always win that back. It's just to test who has character & who is dumb to challenge Bigg Boss. Jay failed miserably, he showed he is not BB material not because he lost the task but he tried to rebel against the creatives. He is not smart enough to understand the decisions makers make & even the scroles that used to come in the Jungle. If everybody participated & Jay did not interfere the later 25 l option won't be coming. Rather this WKW Simba/Meisha/Ieshan will be eliminated keeping Jay in the main house. That would have given others a chance to win 50 l at the end of the season. Also, it reduces completion.
But Jay being foolish & insanely stupid, objected to the makers' plan, as a result, the future winner lost money, Simba/Miesha/Ieeshan got 1/2 weeks additional time. Worst case Jay would have been eliminated & brought back as a wild card how it happened for Nikki Tamboli. This might have been good for his game He not only wasted 25 l, he wasted this WHV & even wasted the jungle theme altogether. BB makers must be extremely angry with him & surely will get back. Jay just ruined all his prospects.
Shamita had the guts to convey this in a subtle way. She understands the game & BB notes well, because she understands Hindi well, unlike Jay. Sadly other housemates are not smart enough to think about alternatives that BB could have given them.
PS: This WHV no elimination, this more than proves my analysis is kind of on-point unlike what most Jay fans put on the forum.