Did Anupama end up signing as a guarantor for someone else's loan?

Rein123 thumbnail
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Posted: 4 years ago
#1

I think what happened is instead of signing as a borrower for the loan amount she signed up as a guarantor, that is guaranteeing another person's loan amount where if they fail to pay then you are liable for the payment instead, and since this is a fraud its pretty likely that Anupama will only have to pay.

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731627 thumbnail
Posted: 4 years ago
#2

Jub paise nahin aaye hai account mein to anupama ko nahin pay karna hoga

Haan woh nakli bank officer ko dhoodhne mein bahut muskil hogi jo kyonki woh nakli bank officer property pak paper le kar bhaag gaye aur unka koi record bhi nahin.

Anupama ko property paper lekar bhaane waloon ko. Dhudhna hai


Paper poori cheej clearly likhi thi paper mein koi gadbadi nahin rahi hogi but woh nakli bank officer they isliye paise nahin aaya, to woh nakli loan document mein sign karraa ke property paper lekar champat ho gaye


May anupama aur vanraj ke paas power of attorney ho

In cvs ko ek saath do track dikhane hota hai khuch clear nahi ho raha hai

Edited by surabhi01 - 4 years ago
Rein123 thumbnail
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Posted: 4 years ago
#3

Originally posted by: surabhi01

Jub paise nahin aaye hai account mein to anupama ko nahin pay karna hoga

Haan woh nakli bank officer ko dhoodhne mein bahut muskil hogi jo kyonki woh nakli bank officer property pak paper le kar bhaag gaye aur unka koi record bhi nahin.

Anupama ko property paper lekar bhaane waloon ko. Dhudhna hai


Paper poori cheej clearly likhi thi but woh nakli bank officer they isliye paise nahin aaya, to woh nakli loan document mein sign karke property paper lekar champat ho gaye


May anupama aur vanraj ke paas power of attorney ho

In cvs ko ek saath do track dikhane hota hai khuch clear nahi ho raha hai

Apko loan guarantor ka concept pata hai ya nahi? Guarantors are those people who dont receive the money but agree to pay another person's loan amount in case the borrower defaults on their payments or happens to go bankrupt. Yaha pe usko paise dene hi padege whether she has received the loan amount or not, she doesn't need any power of attorney here, loan guarantee ke liye yeh sab nahi dekhte I guess.

731627 thumbnail
Posted: 4 years ago
#4

Nahi un bsbk officer ne khud bola tha ki 4,5;din mein aapko loan mil jaayega

And Even she is guarranter to loan kisi ne kisi ke account mein to aansu chahiye but woh loan to shah family ke kisi account mein nahin aaya

Mujhe to nakli bank officer lag rahe hain

Rein123 thumbnail
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Posted: 4 years ago
#5

Originally posted by: surabhi01

Nahi un bsbk officer ne khud bola tha ki 4,5;din mein aapko loan mil jaayega

And Even she is guarranter to loan kisi ne kisi ke account mein to aansu chahiye but woh loan to shah family ke kisi account mein nahin aaya

Mujhe to nakli bank officer lag rahe hain

They were lying to her, just because they said 4-5 days mein loan disburse hoga doesn't mean that will actually happen.

Loan kisi ke account mein aana chahiye no doubt lekin ye zaroori nahi ki unhe pata ho ki amount kiske account mein gaya ho especially when it's a fraud. As If the fraudsters will tell her that the amount will be sanctioned in one of their fraudster accomplice's account, Shah family ke kisi bhi member ke account mein aane ka toh sawaal hi paida nahi hota because It's a fraudulent guarantee.

Edited by Rein123 - 4 years ago
731627 thumbnail
Posted: 4 years ago
#6

To agar un bank ne fraud kiya hai jhooth bola but why anupama have to pay loan.

It is bank mistake as did not give proper guide to customer. Isi wajahon se bank mein 17 18 ghante audition ya inspection hota hai ki koi employee public ke paise ke saath gadbadi to nahin kar raha hai

It is bank duty to give proper guide to customer Even if customer Dont know any thing. Maine bhi bank mein akele jaakur employee se pooch pooch ke transaction kiya hai.kyonki mujhe bhi khuch nahin samajh aata tha shuru shuru mein Koi mera saath nahin hota tha aur bank employee properly guide karte they mujhe

Aur my mother also go slone for transaction to bank walon se hi pooch pooch ke kaam karti hai ki isko kaise bharna hai aur bank employee propely guide karte hain

Kyon

Edited by surabhi01 - 4 years ago
Rein123 thumbnail
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Posted: 4 years ago
#7

Originally posted by: surabhi01

To agar un bank ne fraud kiya hai jhooth bola but why anupama have to pay loan.

It is bank mistake as did not give proper guide to customer. Isi wajahon se bank mein 17 18 ghante audition ya inspection hota hai ki koi employee public ke paise ke saath gadbadi to nahin kar raha hai

It is bank duty to give proper guide to customer Even if customer Dont know any thing. Maine bhi bank mein akele jaakur employee se pooch pooch ke transaction kiya hai.kyonki mujhe bhi khuch nahin samajh aata tha shuru shuru mein Koi mera saath nahin hota tha aur bank employee properly guide karte they mujhe

Aur my mother also go slone for transaction to bank walon se hi pooch pooch ke kaam karti hai ki isko kaise bharna hai aur bank employee propely guide karte hain

Kyon

Aur agar bank khud hi fraudulent hui toh??? The bank that approached her was not dutiful at all so woh ghanta care karenge about whether they made a mistake or not. What the bank did was not a mistake, it was INTENTIONAL, frauds mistake karke logo ko nahi phasate, woh puri planning karke yeh sab execute karte hai.

Aur yahan pe toh the so called bank employees visited her instead of Anupama personally visiting the branch to get the loan. Moreover jab fraud karna hota hai toh aise kuch corrupt employees bhi isme mile hue hote hai.

Tumhari mom khud se bank mein chalkar gayi thi, uske paas koi aaya nahi tha, aur woh normal transactions karne gayi thi loan maangne ke liye nahi right Jahaan bahut saare legal document sign karne padhte hain. Agar tumhari maa ko har baar deposit ya withdrawal slips bharne ke liye help ki zaroorat nahi ho sakti now does she? Meri naani ko bhi apni pension collect karne mein chahiye hoti hai lekin woh kabhi Akele nahin jaati because usse bhi aadhe se zyaada procedures samajhme nahi aate aur woh har baar bank employees se pooch bhi nahi sakti because they have a lot of customers to deal with besides her. When my old uneducated grandmother has this much common sense some one who supposedly attended college and graduated from high school like Anupama seems to lack it, therefore her folly is just inexcusable.

Edited by Rein123 - 4 years ago
sweet_tania thumbnail
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Posted: 4 years ago
#8

Muje toh lagta hai koi bank ka employee kabhi aya he nahi hai anupama se milne. Woh jo do log aye the woh koi gang ka part hoge.

Na koi bank se aya and na anupama ke account mai koi paisa aya.

Yeh sab kisi gang ka trap lagta hai jisne anupama ko bewkoof bana kar loot liya and kisi wrong paper par sign bhi le liya.

Rein123 thumbnail
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Posted: 4 years ago
#9

Originally posted by: sweet_tania

Muje toh lagta hai koi bank ka employee kabhi aya he nahi hai anupama se milne. Woh jo do log aye the woh koi gang ka part hoge.

Na koi bank se aya and na anupama ke account mai koi paisa aya.

Yeh sab kisi gang ka trap lagta hai jisne anupama ko bewkoof bana kar loot liya and kisi wrong paper par sign bhi le liya.

Tabhi toh I'm saying, they might have made her sign the guarantors documents instead. If what she signed were the loan documents then the amount should have been disbursed in her account. Now she will have to pay ten times the amount due. Finally Kavya’s warning has come true about falling into a bigger pit.

sweet_tania thumbnail
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Posted: 4 years ago
#10

Originally posted by: Rein123

Tabhi toh I'm saying, they might have made her sign the guarantors documents instead. If what she signed were the loan documents then the amount should have been disbursed in her account. Now she will have to pay ten times the amount due. Finally Kavya’s warning has come true about falling into a bigger pit.

Muje bhi kuch aise he lagta hai that she signed on guarantors document.

Because bank se toh woh dono admi nahi aye the yeh pakki baat hai that’s why isharo isharo mai baat kar rahe the and anupama ne sign kiya tab bade khush bhi hue the dono so yeh dono kisi gang ke admi the.
And bewkoof bana kar papers par sign bhi le liya anupama ka in dono gang fraudster ne .

Na koi bank se aya na bank se anupama ke account mai koi paisa aya , kisi bade robbery gang ki involvement lagti hai in sab mai.

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