What I understood is she said, bank ne loan disburse kiya but uske account main nahi aaya, so probably thise 2 dudes filled in their bank account details instead of Anupamaa's and paise unke account main gaye honge and they will run away. And as per bank the borrower in Anupamaa. I think ye fraud hua hai.
But yes bapuji ke sign ke bina, property mortgage nahi ho sakti, kuch bhi bataya tha.
But I also know ki, when u take loan u have to mention the purpose of loan, so if they mentioned the purpose as payment of tax then once the loan is disbursed and they pay the tax then there are no chances for property getting sealed right, so they can sell the property, if there is default on loan. But u get personal loan for such purposes, commercial loan I don't think u will get it.
But yes too many loopholes in this bank loan thing.
That's the problem with the show they do discuss social issues, relevant issues but never show proper problem neither solution and don't even talk about legal procedures...just drama and lecture