I still think there's hope for payal because she isn't greedy, her mind and thoughts are influenced by her mother. And now that she's married she has nowhere to go. The money Kanak offered weren't enough for living a life alone. Where would she live in such a short span of time? Where would she go at night? Kanak never thought about that and just gave her the money without thinking of what will happen to her late at night alone on the streets.
Payal has suffered a lot. She is already married to a picture, her dreams are scattered and there's nothing she can do about it. Her life is just finished. To be honest if I were at her place, I would have been depressed. So right now she needs guidance, someone to be at her side. When her mother showed her the real mirror of truth she realized she is right because! Because she has nowhere to go now, she can't find a house for herself in such a short time, and even if she does what about the monthly rent and the deposit? The money kanak gave her were insufficient. Yes she could do a job but she's alone! Everybody needs a family backing. Sandhya had her family supporting her, before her marriage when her brother wasn't supporting her she got married helplessly.
Because she had her family at her side, she could achieve such heights.
We all love our mothers don't we? Because we are born and brought up in such a liberal family we know the difference between right and wrong. But Payal was born in a conservative family. So she's just obeying her mother and there's nothing wrong with that. Yeah, her mother isn't right. But Payal has got no choice, it's her mother after all. And she isn't in the state of mind where she can trust some person she has just met.
I hope she realizes her mother's deeds and apologies to Kanak. She's a beautiful person who is just looking the world through her mother's eyes.