credit cards - Page 6

There were a few cases of some borrowers who took loan for buying a car but defaulted on the repayment. The company who had loaned them money confiscated their car but the courts or was it the govt ... stepped in and forbid such arm twisting tactics to recover dues . There was also a practice by some banks to send debt collectors who were using strong persuasive measures like ph calls at odd hours and calling up employers and turning up at the borrowers house to demand their dues, but these too wasnt approved by the govt.

My question is how do the dues get collected under these circumstances 😕