So I'm back after the second reading with a explanation of my first reaction to this.
After all that Pallavi said, for the first time when Raghav was going to accept their relationship you had to bring Ved, right? š”
You understand my that reaction. I was so into that conversation between them that the accident happened though I was anticipating that since the start.
I liked Raghav's monologue here, he is so deep in his guilt but at the same time loves her so much.
I'm not a fan of long conversations, though I have written them myself but I liked what Pallavi said in the last.
Adding to my theory,
Did Ved kidnap Pallavi?
Or by any chance she took a bullet for Raghav litterally?
Raghav really doesn't need a direct connection to her death to blame himself as he is already swimming in the guilt.
Ved took his revenge from Raghav hurting Pallavi.
When is the next update?