Originally posted by: Koms9
Loan is always given against property/secure job salary/savings. Any company/bank even checks your credit score to confirm you have been paying off your debts regularly and earning a decent amount on a regular basis. In case of Samar or his whole family, both things are not happening.
How did Samar get the loan? He does not have a house/bank balance to provide a paperwork that if he is not able to pay up the loan money, then Kapadia company can take the house in return.
So many people get rejected for loan when they do not have enough property to provide security. Here Samar's whole family is jobless (Kavya got a job 1 month back but have never been shown going to work)
Their house/dance academy/cafe properties are already a charity by Anuj.
What is Samar's eligibility to secure that 10 lakh loan? It's a joke. And they never showed that he is paying off monthly against the loan. Samar just mentioned that he will return the money to Anuj.
So yes, Samar is also a freeloader.