Payal is mature, sensitive and has more experience i these matters but she is not Khushi and Arnav is not Akash.Khushi's predicament when she liked Arnav while she was seeing NK might have been similar to what Payal once faced.So taking Payal's advice that time was correct.
But deciding the future of her relationship with Arnav and making a call on the physical aspect is something she has to do alone.No amount of discussing with Payal is going to help her.Akash didn't have issues regarding marriage and Payal was not averse to pre-marital sex.So she cannot really help Khushi.
I think the sooner Khushi makes up her mind about what she really wants the better it is.Procrastinating things is never good.
I hope Khushi's question to Arnav is something which would help her in making up her mind.
12